The 2008 LTCIF 2008 Program
Session Presentations Are Available for Download
(Presentations also available in the Resource Library)
| Session | Time | Program Session |
| Wed., May 7 | ||
| Early Bird Underwriting - Margaret Czellecz | 3:00pm-5:00pm | These sessions are an open forum that includes identified topics of interest for underwriting and claims. Come and share your thoughts and get some new ideas. |
| Early Bird Claims Stephen LaPierre |
3:00pm-5:00pm | |
| Welcome Reception | 6:30pm-7:00pm | Join us for cocktails! |
| Welcome Dinner | 7:00pm-9:00pm | Network with your peers for fun and business! |
| Thurs., May 8 | ||
| Networking Breakfast | 7:00am-8:00 am | Network with your peers for fun and business! |
| President's Welcome David Swaim |
8:00am-8:15am | |
| Genetic Risk Assessment for Alzheimer’s Disease Dr. Robert C. Green |
8:15am-9:15am | Genetic Testing and Insurance Purchase: The Example of Alzheimer’s Disease: Dr. Robert C. Green, Professor of Neurology, Genetics, and Epidemiology at Boston University will discuss the explosion of consumer-oriented genetic testing services (such as 23andMe, DeCodeMe and Navigenics) and their implication for the insurance industry. As an example, he will present information regarding experimental disclosure of genetic risk assessment for Alzheimer's disease, and how this information affects insurance purchasing behavior. Pre-read Document #1 Pre-read Document #2 |
| Break |
9:15am-9:30am |
|
| The Value of Being Complementary Barry Eagle and Steve Rowley |
9:30am- 10:30am |
With the target age for LTC declining, our insureds are not as worried about becoming marginally frail but are concerned about becoming severely impaired by a catastrophic illness. By combining LTC and Critical Illness, we can offer protection that can be cost effective for consumers, overcome sales objections, can differentiate a Carrier and increase its revenue, and improve experience. Learn how this concept affects underwriting and claims, and how it can be beneficial for consumers, distribution, and Carriers. |
| Multi-Life vs. True Group Underwriting Laura Smith and Mark Wilson |
10:30am-11:30am | Compare the advantages and disadvantages of Multi-life and Group from point of sale, enrollment and underwriting perspective. Multi-Life vs. True Group Underwriting Presentation Available True Group and Multi-Life LTC Underwriting Advantages and Disadvantages Presentation Available |
| Lunch | 11:30am-12:30pm | |
| Neuropsychology Primer for the LTC Underwriter Dr. Geoffrey Tremont |
12:30pm-1:30pm | This session will provide a discussion on cognitive impairments stressing the differences between mild, moderate, and severe levels of cognitive impairments and the role of neuropsychological testing in establishing a diagnosis of mild cognitive impairment, early dementia and pseudodementia. This educational session will provide an understanding of neuropsychological testing in the context of LTCI underwriting.
Presentation Available |
| Managing a Plan of Care Mary Ann Wilkinson |
1:30pm-2:30pm | This will be an interactive discussion with case studies relating to managing a care plan for claims. Presentation Available |
| Break | 2:30pm-3:00pm | |
| What's Age Got To Do With It? Deborah Grant and Dr. Jack Nuschke |
3:00pm-4:30pm | Deborah Grant from Milliman will present research findings on claim incidence rates by age bands. She will also examine the impact the type of underwriting utilized had on the likelihood of a claim. Dr. Nuschke will look at several medical conditions and the impact age of onset has on the clinical course and overall prognosis. Sharing with us his experiences as a treating physician for over 25 years and the overall prognosis related to recovery.
Presentation Available |
| Friday May 9 | ||
| Networking Breakfast | 7:30am-8:30am | Network with your peers for fun and business! |
| Physician Panel:Cognitive Impairments Dr. Bruce Margolis and Dr. David Engelking |
8:30am-10:00am | There will be a physician panel to discuss cognitive impairments from both an underwriting and claims perspective. What is ‘normal aging’ vs. ‘mild cognitive impairment’ and what are the indicators for a potential problem. Should we retest on a failed cognitive test? When a claim is filed how much information is necessary to appropriately assess the cognitive status. What should we do if you find a discrepancy between what the assessor documents, what the family tells you and what the physician documents? How much information is needed for an accurate assessment at the time of claim? What do you do if you receive conflicting information?
Severe Cognitive Impairment - The Relationship to Behavior Presentation Available Underwriting Cognitive Issues Presentation Available Supplementary Readings |
| Break | 10:00am-10:15am | |
| Fraud Prevention Stephen Serfass and Juanita Calahan | 10:15am-11:15am | Fraud is always on the mind of long term care insurance carriers. What are some proactive measures that can be taken to prevent fraud? You will understand the difference, if any between fraud and material mis-representation and what is needed to make a strong case of fraud.
Long Term Care Fraud Prevention Presentation Available Identifying Possible Claim Fraud Presentation Available |
| Wrap Up | 11:15am-11:30am | |