The Long Term Care International Forum is open to any and all companies or persons interested in the advancement of administration, claims and  underwriting knowledge of long term care insurance. Under no circumstances shall any meeting, formal or informal, of any conference participants of attendees be used as a forum for representatives of competing companies to reach any understanding whatsoever about the pricing of specific products, whether particular products should be marketed to the public, or terms on which products are marketed. By your membership or attendance, you agree to follow both the letter and spirit of anti-trust laws which prohibit any activities that might lessen or tend to lessen desirable competition among insurance companies.